We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

   

Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule.
Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
Social Security Use this calculator to estimate your Social Security benefits.
Lease vs Buy Should you lease your next automobile or finance it? Find out with this calculator!
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.
Cool Million Find out when your savings plan will make you a millionaire!
Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. The process is simple, just apply a portion of your consolidated loan's monthly payment savings to the consolidated loan's balance. You can save hundreds, even thousands in interest and shave years off of your loan!
Bi-weekly Payment for Existing Mortgage This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.
Required Minimum Distribution The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.

 

 

 

At Newlon Services, PA we feel that an informed client is our best customer.  We know that there is a lot of information on the Internet and it can be tough to determine what is valuable. That is why we have selected the following article(s) for you to view.

 

Simply click on the title of an article below to view its complete text:
 
Save Taxes by Employing Family Members
Employing family members (usually children or grandchildren) who are in a lower tax bracket than the business owner can shift taxable income to those individuals, thus reducing the family's overall tax burden. Not only is income shifted from the parent to the child, if the child is a minor, payroll taxes can quite often be avoided. In addition, the child's compensation is earned income, which allows the child to contribute to an IRA.
 
Use the Installment Method to Defer Taxes on Property Sales
When at least one payment is received after the tax year in which the sale occurs, you can use the installment method to defer a portion of the income tax due on a gain from the sale of property such as an apartment or office building. Under the installment method, the seller recognizes a portion of each payment as gain when received.
 
Deciding When to Start Receiving Social Security Benefits
If retirement is on your radar screen, you may need to consider whether to begin taking reduced Social Security benefits (as early as age 62) or wait until your full retirement age. For some, this decision hinges on nonfinancial factors-the enjoyment they receive from working, for instance. For others, it is strictly a matter of dollars and cents.
 

 

 

Links

Business News/Advice
SmallBusiness.com - Guidance on business decisions for the small business                                       

Financial/Investment Resources
Wall Street Journal  - Top financial and related news

General News
USA Today -            Online version of the national newspaper

Government Sites
Internal Revenue Service - An online resource to find the latest in tax law

Small Business Administration - Business resource available for small business research

               

     

Home|Our Staff|Info and News|Calendar|Forum Copyright 2010